FAQs

We are an organization of Overage Specialists committed to helping individuals reclaim money that belongs to them. If you’ve received a call or letter from us, it’s because we have identified funds held by the government that may be owed to you or a relative.

We understand the saying, "If it sounds too good to be true, it probably is." Thankfully, this is one of those rare times when it isn’t. There is a deadline, time is limited, contact us!

As Overage Specialists, we focus on locating and recovering lost assets. Some of the funds we uncover come from tax and mortgage foreclosure auctions, as well as state-held unclaimed surplus funds. We thoroughly research these sources and reach out to individuals to help them recover their money.

Although we always recommend working with a professional to pursue a potential claim, it is possible to recover surplus funds from foreclosure on your own. However, thorough research is vital. First, you must verify that the funds haven’t already been turned over to the government. Next, you’ll need to complete updated documentation, have forms notarized, submit the necessary files, and understand the associated costs. This process can be time-consuming. With our expert assistance, we make the process more efficient, streamlined, and completely confidential.

We operate on a contingency basis, which means we only collect a modest fee if and when we successfully recover your funds. Once you sign our contingency fee agreement, we cover all expenses related to retrieving your money—including attorney fees, filing fees, and court costs. This is our daily expertise, and you will never pay anything out of pocket for us to recover your funds.

While we work diligently to ensure each claim is handled as effectively and efficiently as possible, every case is unique. Once the necessary documentation is submitted, on average, the process can take up to 120 days. However, claiming funds on behalf of a deceased individual requires additional paperwork and may take up to a year to complete. Nevertheless, we provide regular updates on our progress and keep you informed every step of the way toward recovering your funds.